0% Finance Deals
Get the car you want today, pay monthly with absolutely no interest.
At Advance dealership, we believe in offering fair, straightforward finance options. That's why we're proud to offer a range of genuine 0% finance deals across selected Vauxhall and Leapmotor models. You get to drive away in a brand-new car, spread the cost over time, and pay no interest whatsoever. No catches. No complicated small print. Just a smart way to finance your next car.
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What is 0% Finance?
0% finance, also known as interest-free finance or 0% APR, means you'll pay no interest on your monthly payments. That means every monthly payment goes directly towards the value of your car, not towards paying off interest.
This type of finance is usually available on Hire Purchase (HP) or Personal Contract Purchase (PCP) agreements. With either option, you can pay a deposit (if you wish), choose how long you want to spread the cost, and decide whether to own the car outright at the end of the term.
It's one of the most cost-effective ways to finance a vehicle, provided you meet the eligibility criteria. And at Advance Motors, we make the process easy from start to finish.
Why More Drivers Are Choosing 0% Finance
There's a reason interest-free car finance is becoming increasingly popular with UK motorists. Here's why:
You won’t pay a penny in interest
What you borrow is exactly what you repay.Monthly payments are predictable
Fixed costs help you manage your budget.You keep your savings intact
Your cash stays where it is while your new car is paid off over time.You can drive a brand-new vehicle now
No need to wait and save.This is ideal if you want to avoid traditional car loans or credit cards, which usually come with much higher APR rates.
How to Apply for 0% Finance
1
Choose Your Car
Pick from our wide range of Vauxhall or Leapmotor vehicles. Our team can help you find the right model to match your budget and lifestyle.
2
Tailor Your Finance Plan
Decide how much deposit (if any) you want to put down, how long you want the agreement to last, and what type of finance suits you best.
3
Complete a Quick Application
We’ll guide you through a short application process. We work with trusted finance providers and handle all the admin for you.
4
Get Your Car
Once your finance is approved, you’re ready to collect your car or arrange free local delivery. Simple as that.
We also offer part exchange valuations if you want to use your current car towards your new one.
Things to Consider with 0% Finance
0% APR car finance can be a great deal, but it’s not for everyone. Here are a few things to keep in mind:
0% APR car finance can be a great deal, but it’s not for everyone. Here are a few things to keep in mind:
Why Choose Advance Motors?
Official Vauxhall and Leapmotor dealers
Authorised and regulated by the FCA
Clear, honest advice with no pressure
Flexible finance tailored to your budget
Real people. Real cars. Real deals.
Frequently asked questions
- If you’re looking to spread the cost of a new car without paying any interest, 0% APR finance could be a great fit. At Advance Motors, this option allows you to drive away in a brand-new Vauxhall while keeping your monthly repayments interest-free. It’s ideal if you have a good credit history and can afford the initial deposit. However, it’s still important to compare this with other financial options. We’re always happy to help you weigh up what’s best for your budget and lifestyle.
- With zero interest APR finance from Advance Motors, you get complete transparency; what you see is what you pay. There’s no added interest, so every penny goes toward your vehicle. This makes it easier to manage your finances, as your payments remain consistent and predictable over the term. It’s a smart way to buy a car if you’re looking to avoid additional borrowing costs and prefer a simple, straightforward plan.
- While 0% APR sounds appealing, it’s worth considering a few factors. Deals often require a larger deposit, typically around 20% to 30% depending on current offers, and may involve shorter repayment periods, resulting in higher monthly payments. You may also need a strong credit profile to qualify. At Advance Motors, our team is here to guide you through all the details and help you determine whether it’s the best option for your circumstances.
- Applying for a zero-interest car financing at Advance Motors is quick and straightforward. Once you’ve chosen your vehicle under offer, our finance specialists will guide you through the application process. We’ll help you understand your budget, explain the terms clearly, and support you every step of the way. All you need is your ID, proof of income, and address details. Our team at Advance dealership will do the rest to get you on the road with a deal that works for you.
- To be approved for 0% APR finance, lenders typically look for a steady income, a solid credit history, and the ability to pay a deposit. You’ll need to provide some basic documents, such as your UK driving licence, proof of address (like a recent utility bill), and income verification (payslips or bank statements). At Advance Motors, we’ll explain exactly what’s needed and help make the process stress-free for you.
- Yes, if you’re 18 or over, you’re legally allowed to apply for car finance in the UK. However, some lenders may prefer applicants to be over 21 with some credit history. Suppose you’re younger or don’t have much credit experience. In that case, don’t worry, our team at Advance Motors can explore alternative options or discuss whether a guarantor might be needed to help you qualify.
- When applying for 0% APR finance through Advance Motors, it’s helpful to have the following to hand: your full UK driving licence, proof of your current address (such as a recent utility bill or bank statement), and proof of income (payslips, bank statements, or self-employment records). Other details include Full Name (previous name if applicable), Date of Birth, Marital Status, 3 years address and employment history and proof of your identity. Having these ready speeds up the process and helps us find the best deal for you quickly.
- While 0% APR is most offered on new Vauxhall cars and vans, we occasionally extend this deal to nearly new or ex-demonstrator vehicles, depending on availability and promotions. Used cars usually come with low-rate finance rather than interest-free options, but it’s always worth asking. At Advance Motors, we’ll check our current offers to see what’s available and match you with the most cost-effective plan.
- Our 0% APR offers change regularly, but currently we have 0% finance deals available on popular Vauxhall models such as Corsa, Astra, Mokka, Grandland, and Frontera Electric. Additionally, we have a 0% APR finance deal on the Leapmotor T03 and great deals on PCP. These offers typically apply to new or nearly new stock, and you can secure your vehicle with just a £99 refundable deposit. Check our latest Vauxhall offers online or visit your nearest Advance dealership in Slough, Hemel Hempstead, Watford, Romford, and High Wycombe in person to view the cars currently available with 0% finance offers.
